Small Business Administration Loans

Continue growing your business with long-term financing backed by the Small Business Administration.

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Continue Growing Your Business with SBA Financing Offers:

From $5,000 to $5 million in working capital.
From $5,000 to $5 million in working capital.
Interest rates as low as 6% APR
Interest rates as low as 6% APR
No collateral required for loan amounts below $50,000.
No collateral required for loan amounts below $50,000.
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The Small Business Administration (SBA) is the sole cabinet-level government agency focused on promoting American business growth. It collaborates with trusted lending partners to offer a variety of financing options. These loans give eligible businesses flexible funding to expand, refinance existing debt, purchase equipment or inventory, acquire commercial real estate, and more.

The review process and documentation requirements for Small Business Administration programs can vary based on your qualifications. However, with low interest rates and terms ranging from 1 to 20 years, SBA financing can significantly help your business thrive. To speed up the approval process, please have your business tax returns from the past three years ready before applying.

Easy Payments

We make it simple with hassle-free, automatic daily, weekly or monthly payments.

Credit Building

Develop your personal and business credit profiles with on time payment history.

Prepayment Initiatives

Save on your financing by paying your loan off early! No prepayment penalties here.

A QUICK AND TRANSPARENT PROCESS

1. Complete our short application.

Our quick application process only takes a few minutes to complete.

2. Compare competing offers.

Improve your funding odds and compare offers from multiple lenders.

3. Secure and receive funds.

Accept an offer and get funds as quick as the same day!

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Minimum Requirements

Time in Business

3+ Years

Personal Credit Score

680+

Annual Business Revenue

$180,000

Frequently Asked Questions

Does Small Business Administration (SBA) financing require collateral?

Depending on the loan amount, the Small Business Administration (SBA) program, and lender that you qualify with, collateral may be required for loans above $50,000.

How do I qualify for Small Business Administration (SBA) financing?

Small Business Administration (SBA) loan eligibility requirements vary according to several factors including time in business, personal credit score, and the debt your business is currently servicing.

What are the additional fees associated with SBA financing?

Fees vary according to the Small Business Administration (SBA) loan you qualify for. Lenders can charge a flat-fee of up to $2,500 on any SBA 7(a) loan, and up to 6% on other SBA products.

How long does it take to get approved by the Small Business Administration?

Some Small Business Administration loans can be facilitated within a couple weeks, while other may take up to three months. However, you may be eligible for additional/alternative financing in the interim.

Can I consolidate my current loans with Small Business Administration (SBA) financing?

Many Small Business Administration (SBA) loans have a “credit not available elsewhere” requirement, meaning that eligible businesses must have exhausted all non-governmental options to qualify.

How does a Small Business Administration (SBA) loan work?

You apply for a SBA loan through a lender, which partners with them to secure a loan guarantee (guaranteeing that the government will pay the lender if a default occurs). Once approved by both parties, you can receive your loan offer and secure funds within a week.