Business Line of Credit

Get fast, flexible access to capital for your business with credit lines up to $250,000.

Revenue-Driven Funding Offers:

A business line of credit is a financing option that provides access to a predefined credit limit, from which you can withdraw funds as needed. Interest and fees are solely applied to the borrowed amount. In contrast to a traditional term funding, a credit line is generally employed for managing ongoing operational costs or addressing temporary cash flow shortages.

Available funds are replenished as you repay the borrowed amount, creating a revolving business line of credit. Best of all, the amortization terms range from six to twenty-four months, with fixed daily, weekly, or monthly payments that are automatically deducted from the provided business bank account. Additionally, paying your line of credit on time can help develop your personal and business credit profiles.

Easy Payments

We make it simple with hassle-free, automatic daily, weekly or monthly payments.

Prepayment Initiative

Save on your financing by paying your loan off early! No prepayment penalties here.

Credit Building

Develop your personal and business credit profiles with on time payment history.

Applying is simple

1. Complete our short application.

Our quick application process only takes a few minutes to complete.

2. Compare competing offers.

Improve your funding odds and compare offers from multiple lenders.

3. Secure and receive funds.

Accept an offer and get funds as quick as the same day!

Minimum Requirements

Time in Business

12+ Months

Personal Credit Score

625+

Annual Business Revenue

$300,000

Frequently Asked Questions

How does the repayment of my line of credit work?

Our Line of credit options feature convenient weekly or monthly payments. As you repay the principal, your available funds are replenished
 

Is there a way to increase my business line of credit limit?

There are situations where you may require access to additional funds. Depending on your cash flow, net income, and repayment history, you could be eligible for a credit increase. Simply contact your dedicated advisor for more information.
 

What will be the overall cost of my credit line?

Credit line rates typically range from 6 – 35% simple interest. The total cost of your line of credit will vary, taking into account factors such as your personal and business credit scores, the duration of your business operation, annual revenue, and cash flow.

How does the repayment of my line of credit work?

Our Line of credit options feature convenient weekly or monthly payments. As you repay the principal, your available funds are replenished
 

Is there a way to increase my business line of credit limit?

There are situations where you may require access to additional funds. Depending on your cash flow, net income, and repayment history, you could be eligible for a credit increase. Simply contact your dedicated advisor for more information.
 

What will be the overall cost of my credit line?

Credit line rates typically range from 6 – 35% simple interest. The total cost of your line of credit will vary, taking into account factors such as your personal and business credit scores, the duration of your business operation, annual revenue, and cash flow.