Cafes & Restaurants

Fostering essential industries drives us to provide tailored funding solutions for cafes and restaurants across the US.

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Elevate your restaurant with our funding  solutions

Expanding a café or restaurant can be a rewarding venture, especially with the constant demand for new culinary experiences. Approvd provides the financing needed to fuel your growth, covering essential expenses from renovations to marketing. With our tailored funding solutions, you can seize opportunities to introduce innovative menu items and capture the attention of your target audience.

In addition to enhancing your space, our financing options can support your marketing efforts, helping you reach a wider customer base and increase brand awareness. Whether you’re looking to invest in digital advertising, launch a social media campaign, or host special events, having the right financial backing allows you to implement strategies that drive sales and boost customer engagement.

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Bridge seasonal slow-downs
Bridge seasonal slow-downs
Purchase supplies and materials
Purchase supplies and materials
Upgrade equipment
Upgrade equipment
Pay your staff
Pay your staff
Invest in marketing
Invest in marketing
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  • Four simple steps to restaurant financing.
Flexible Funding Options

Approvd offers a variety of funding solutions tailored for cafes and restaurants. Whether you need to renovate your space or purchase new kitchen equipment, our financing options allow you to allocate resources effectively.

Quick Access to Capital

Having quick access to capital is essential in the fast-paced restaurant industry. Approvd streamlines the application process, enabling you to secure funding rapidly and respond swiftly to opportunities or unexpected expenses.

Support for Expansion

As your café or restaurant grows, so do your funding needs. Approvd supports your expansion goals, whether you’re looking to open a new location or enhance your marketing efforts, providing the financial solutions you need.

Get Financing Solutions

We recognize that every café and restaurant is unique. Approvd provides customized financing solutions that align with your specific business objectives, ensuring you receive the right support to thrive in a competitive market.

Application Process

01.

Fill out our simple application.

Answer a few simple questions about your business to discover which funding options you qualify for. Our partnership with over 75 lenders enables us to find the perfect fit for your unique needs.

02.

We’ll connect you with a funding specialist.

One of our dedicated funding specialists will contact you to learn more about your business. We understand that each business is unique, so we’ll tailor our funding recommendations to your specific requirements.

03.

Compare funding offers.

Compare tailored funding offers designed to meet your business’s specific needs. Choose the capital amount and interest rate that will propel your business forward.

04.

Get funded.

Get Your Funding Approved within 24hrs 
Get funded in just 72hrs.

Apply Now

What is a restaurant funding?

Restaurant funding refers to loans or financing obtained to start or expand a restaurant business. While there isn't a dedicated restaurant loan type, various funding options are available to restaurateurs.

What are the requirements for a restaurant funding?

Lender requirements vary by financing type. While some may consider lower credit scores with higher revenue or relaxed time in business requirements, typical minimum financing criteria include:

  • A credit score minimum of 600 
  • Monthly revenue of $8,000 or more
  • In business for at least six months

Many lenders will also require collateral to secure the funding.

How can I use a restaurant funding?

Restaurant funding can be used for both short-term needs and long-term growth. For example, you could use funds to cover payroll during slow periods or invest in capital expenses like equipment, furniture, or renovations.

Renovations

Revitalize your restaurant's interior with restaurant funding to attract new customers and retain loyal patrons

Equipment upgrades

Gain a competitive edge by investing in state-of-the-art cooking equipment. Enhance your efficiency and deliver an exceptional dining experience.

Inventory expansion

Invest in restaurant funding to expand your menu offerings with a wider variety of ingredients and beverages.

Marketing and advertising

Launch effective marketing campaigns to increase awareness and attract more customers to your restaurant. Use restaurant funding to support these initiatives.

Working capital

Restaurant funding can provide a financial safety net for your daily operations, covering utilities, salaries, lease payments, and other recurring expenses

Opening a new location

Ready to expand? Restaurant funding can provide the capital needed to open a new location

How to evaluate a restaurant funding?

Before diving into financing options, it's crucial to understand how to evaluate them effectively. This step-by-step guide will help you make informed decisions for your restaurant business.

Step 1: Identify your business needs

Assess your restaurant's financial health and determine your funding needs before exploring options. Consider the loan's purpose and expected return on investment. This analysis will help you identify the most suitable financing type and amount.

Step 2: Research lenders

Numerous lenders offer restaurant business funding, including banks, credit unions, online lenders, and alternative financing companies.

Navigating the vast landscape of restaurant business funding can be overwhelming. Approvd simplifies the process, acting as a trusted online marketplace that connects you with the ideal lenders for your specific needs. By completing a single application, you gain access to a network of over 75 lenders.

Step 3: Evaluate loan terms

Before committing to a lender, carefully evaluate the loan terms. Consider factors such as interest rates, repayment schedules, and any additional fees or requirements. Ensure you fully understand the terms before signing the loan agreement

We are here to address any questions you may have as you implement your plan. Additionally, clients can seek our Service Offerings